Will you need a bankruptcy attorney to help you sort through all of this? The bankruptcy laws are often referred to by their chapter number in the Bankruptcy Code. Debtors may file under five different chapters; three of them are for individuals: chapter 7 bankruptcy attorney, which refers to Liquidation, Chapter 11, which refers to Reorganization, and Chapter 13, which refers to Reorganization.
When consulting with your bankruptcy attorney, he or she will make sure that you file all of the necessary forms to discharge the debt.
The debtor must do this at least 6 months before filing a bankruptcy case.
* Debtors must also take a class that has been approved on debt management techniques before receiving their bankruptcy discharge. * It is now easier for a court to be able to dismiss a bankruptcy case altogether or convert a Chapter 7 case to a Chapter 13 case
How can a Bankruptcy Attorney Solve Credit Problems?
Bankruptcy attorneys are lawyers that specialize in bankruptcy law. Bankruptcy attorneys explain to their clients the primary purposes and applications as to how the bankruptcy laws now specifically apply to them in their unique situation. A bankruptcy attorney will properly present your case for Chapter 7, which involves liquidation and debtor rehabilitation, or Chapter 13 which is reorganization, which is probably not what you had in mind when you decided to file.